Achieve your financial goals with Lendvia. Learn more!

[email protected]
800-216-5799
Explore Your Options

Achieve financial goals with a Lendvia personal loan. Explore Options

Frequently Asked Questions

Personal Loans

A personal loan can be used for a wide range of purposes, including debt consolidation, home improvements, medical expenses, education costs, travel, and even starting a small business. It provides you with the flexibility to address your financial needs and pursue your goals.
The personal loan application process at Lendvia is simple and straightforward. Start by filling out an online application form, and one of our specialists will guide you through the process. You’ll be asked to provide information about your financial situation, employment, and personal details. Once approved, you’ll receive your funds, and you can start using them according to your needs.
The time it takes to receive funds from a personal loan can vary. At LendVia, we strive to provide a fast and efficient process. In some cases, you may receive the funds as quickly as 1 business day after approval. Our goal is to provide timely financial support when you need it.
LendVia takes a holistic approach to evaluating loan applications. While credit history is considered, we also take into account other factors such as education and employment. We believe in giving everyone a fair chance, so don’t hesitate to apply even if you have less-than-perfect credit.
Yes, you can pay off your personal loan early with LendVia. We encourage responsible financial management, and there are no prepayment penalties or fees for paying off your loan ahead of schedule. By doing so, you can save on interest and potentially free up funds for other goals.
LendVia’s personal loans have an origination fee, which covers the costs of processing and servicing the loan. The fee is deducted from the loan amount at the beginning, and all terms and fees will be disclosed to you before accepting the loan. We believe in transparency and want you to have a clear understanding of the costs involved.

Consolidation Loans

A consolidation loan allows you to combine multiple credit cards and my loan into one loan with a lower interest rate and a single monthly payment. It simplifies your financial management and can potentially save you money on interest payments.

By consolidating your loans, you can reduce your monthly payment, save on interest charges, and have a clear repayment plan. It helps you regain control over your finances and simplifies your debt management.

Consolidating credit card debt itself doesn’t directly harm your credit score. However, applying for a consolidation loan may result in a hard inquiry on your credit report, which can have a minor, temporary impact. Making timely payments on your consolidation loan can actually improve your credit score over time.

In some cases, you may be able to include other debts, such as credit cards or unsecured loans, in your loan consolidation program. It’s best to consult with your specialist to determine the eligibility and terms.

The length of time to pay off your unsecured loan depends on factors such as the loan amount, interest rate, and your repayment plan. With a well-structured consolidation loan, you can typically pay off your unsecured debt faster compared to making minimum payments on multiple loans.

Lendvia’s credit card consolidation loans have an origination fee, which covers the costs of processing and servicing the loan. The fee is deducted from the loan amount at the beginning, and all terms and fees will be disclosed to you before accepting the loan.

A credit card consolidation loan is a personal loan specifically tailored to help you tackle and eliminate credit card debt. When you opt for a consolidation loan, you use the funds to pay off your high-interest credit card balances.

This way, you can say goodbye to exorbitant interest rates and say hello to a single loan with a more manageable interest rate. Plus, you’ll enjoy the convenience of making one monthly payment towards your loan until you reach your payoff date.

At Lendvia, you can borrow between $1,000 and $50,000 with our credit card consolidation loans. The specific loan amount you qualify for depends on various factors, including your creditworthiness and financial profile.

No, checking your rate with Lendvia will not impact your credit score. We perform a soft credit inquiry to provide you with personalized rates and options without any negative effect on your credit history.

Lendvia believes in transparency. We charge an origination fee, which covers the costs of processing and servicing your loan. This fee is included in your loan amount, and all terms and fees will be clearly disclosed to you before accepting the loan. We aim to provide you with a clear understanding of the costs involved.

Home Improvement Loans

A home improvement loan is a type of personal loan that you can use to finance expenses related to home repairs, renovations, or remodeling projects. It provides you with the funds needed to enhance and improve your living space.
A home improvement loan can be used for a wide range of purposes related to home upgrades. You can use it to remodel your kitchen, add a bathroom, expand a room, repair a deck, replace a roof, install solar panels, or whatever else you dream up to enhance your home.

Home improvement loans typically involve a straightforward process. First, you check your options and get your rate by providing necessary details about the loan amount, purpose, personal information, and financials.

Once you receive options you qualify for, you can select the amount, term, and rate that suit your needs. After submitting a loan application with additional information and completing the necessary validations, your loan will be approved and funded, often as fast as 1 business day².

Lendvia offers home improvement loans with borrowing amounts ranging from $1,000 to $50,000. The specific loan amount you can borrow depends on factors such as your financial profile, creditworthiness, and the purpose of the loan.

Yes, you can. Unlike home equity loans that require you to have equity in your home, Lendvia offers unsecured home improvement loans.

This means you can get the funds you need for your renovation projects without having to put up collateral.

A home improvement loan is a great choice if you need financial assistance for home repairs or projects and prefer a fixed-interest, predictable monthly payment plan.

If you’d like to consider other options like a Home Equity Line of Credit (HELOC), Lendvia can provide guidance and assistance in exploring different financing options.

By choosing Lendvia for your home improvement loan, you’ll benefit from a quick and simple online application process, fixed interest rates that offer stability, predictable monthly payments that fit your budget, and direct deposit for fast access to funds.

Additionally, Lendvia considers factors beyond just your credit score, such as education⁹ and employment, to provide you with better rates that reflect your true financial situation.

Ready to transform your home? Check your home improvement loan rate in as little as 5 minutes and take the first step towards making your dream home a reality.

Travel Loans

A travel loan can be used for various purposes related to your travel plans. Whether you’re dreaming of a tropical getaway, exploring new cultures, or going on a thrilling adventure, Lendvia’s travel loans provide you with the flexibility to finance flights, accommodations, activities, and more, ensuring your dream travel becomes a reality.
The travel loan application process at Lendvia is simple and straightforward. Start by filling out an online application form, and one of our Travel Loan Coaches will guide you through the process. You’ll be asked to provide information about your travel plans, financial situation, and personal details. Once approved, you’ll receive your funds, and you can start planning your unforgettable journey.
The time it takes to receive funds from a travel loan can vary. At Lendvia, we strive to provide a fast and efficient process. In some cases, you may receive the funds as quickly as 1 business day after approval. Our goal is to ensure you have the financial support when you need it, so you can embark on your dream travel without delay.
Lendvia takes a holistic approach to evaluating travel loan applications. While credit history is considered, we also take into account other factors such as education and employment. We believe in giving every traveler a fair chance, so don’t hesitate to apply even if you have less-than-perfect credit.
Yes, you can pay off your travel loan early with Lendvia. We encourage responsible financial management, and there are no prepayment penalties or fees for paying off your loan ahead of schedule. By doing so, you can save on interest and have the peace of mind to fully enjoy your travel experiences.
Lendvia’s travel loans have an origination fee, which covers the costs of processing and servicing the loan. The fee is deducted from the loan amount at the beginning, and all terms and fees will be disclosed to you before accepting the loan. We believe in transparency and want you to have a clear understanding of the costs involved.

Educational Loans

An educational loan can be used for various purposes, including tuition fees, textbooks, educational materials, living expenses, study abroad programs, and even professional certification courses. It provides you with the flexibility to invest in your education and achieve your academic goals.
The educational loan application process at Lendvia is simple and straightforward. Start by filling out an online application form, and one of our Loan Coaches will guide you through the process. You’ll be asked to provide information about your educational background, financial situation, and personal details. Once approved, you’ll receive your funds, and you can start using them to support your education.
The time it takes to receive funds from an educational loan can vary. At Lendvia, we strive to provide a fast and efficient process. In some cases, you may receive the funds as quickly as 1 business day after approval. Our goal is to provide timely financial support when you need it most for your education.
Lendvia takes a comprehensive approach to evaluating loan applications. While credit history is considered, we also take into account factors such as your educational background and employment status. We believe in providing opportunities to all individuals, so don’t hesitate to apply even if you have less-than-perfect credit.
Yes, you can pay off your educational loan early with Lendvia. We encourage responsible financial management, and there are no prepayment penalties or fees for paying off your loan ahead of schedule. By doing so, you can save on interest and potentially free up funds for further educational pursuits.
Lendvia’s educational loans have an origination fee, which covers the costs of processing and servicing the loan. The fee is deducted from the loan amount at the beginning, and all terms and fees will be clearly disclosed to you before accepting the loan. We believe in transparency and want you to have a clear understanding of the costs involved.

Wedding Loans

Brace yourself for the magic of Lendvia! Our application process is as smooth as silk, and you’ll get a decision faster than you can say “I do.” If approved, you’ll receive a lump sum of cash to cover all your wedding must-haves: engagement rings, swoon-worthy attire, venue deposits, travel and lodging expenses, and even those honeymoon vibes.

From there, it’s all about making those monthly payments until you’ve triumphantly paid off the balance or reached your agreed-upon payoff date.

Don’t sweat it! When you check your rates with us, we’ll conduct a soft credit inquiry. No need to worry about it affecting your credit score.

But heads up, if you decide to move forward and submit an application, a hard credit inquiry will be done. It might have a small impact, but hey, timely monthly payments can actually boost your credit score over time.

It’s a piece of cake! In less than 5 minutes, you can check your rate for a personalized wedding loan. Fill out our online funding form with all the deets, including your desired loan amount, contact info, education⁴, income, and total savings and investments.

Once you’ve got your initial offers, it’s time to pick the one that suits you best. We’ll guide you through the verification process and the funding, making sure you can focus on planning the perfect day.

A wedding loan can be used to cover various wedding expenses, including engagement rings, wedding attire, venue costs, catering, decorations, photography, travel expenses, and even your honeymoon. It provides you with the financial flexibility to create the wedding of your dreams.

Lendvia offers wedding loan amounts between $1,000 and $50,000, depending on your qualifications and the information provided in your application. The exact loan amount you can borrow will be determined during the application process.

Lendvia takes a holistic approach to evaluating loan applications. While credit history is considered, we also take into account other factors such as education and employment.

We believe in giving everyone a fair chance, so don’t hesitate to apply even if you have less-than-perfect credit.

The time it takes to receive funds from a wedding loan can vary. However, with LendVia, you can expect a fast and streamlined process. In some cases, you may receive the funds as quickly as 1 business day after approval. Our goal is to provide timely financial support for your wedding preparations.

Lendvia’s wedding loans have an origination fee, which covers the costs of processing and servicing the loan.

The fee is deducted from the loan amount at the beginning, and all terms and fees will be disclosed to you before accepting the loan.

Absolutely! At LendVia, we encourage responsible financial management. You have the flexibility to prepay your wedding loan at any time without any penalties or fees.

Making additional payments can help you pay off the loan faster and potentially save on interest costs.